• Australia’s Leading Strata Lender.
  • Range of ‘User Pays’ Funding Solutions.
  • Free from Complexity, Tax-Risks and Administrative Burdens.
  • No hidden commissions or incentives to third parties
Our flexible funding facilities accelerate strata projects and accelerate your peace of mind by providing certainty in often unplanned and unbudgeted projects.

Lannock Strata Finance has been pioneering simple and flexible funding solutions for Australian strata communities for over 20 years.

You can confidently tailor funding to suit your strata’s unique needs with our transparent rates, flexible usage and range of low-risk funding solutions.

  • Building Remediation
  • Repairs and Maintenance
  • Upgrades to Common Property
  • Cladding Rectification
  • Green and Sustainability Projects
  • Levies in Arrears
  • Litigation
  • Insurance Funding

Speak with your local expert about how we can tailor a flexible funding facility to suit your project-specific needs.

You Live in a Strata Complex. We Live to Simplify Complex Strata Funding.

Strata projects are complex and full of unknowns.

Our innovative strata funding products are simple and secure.

Life is unpredictable and everchanging.

Our facilities are the most flexible in Australia, giving owners stability and flexibility in their funding requirements.

The property market is fast and waits for no one.

Our application and approval processes are the fastest in the market, giving you what you need when you need it for a smooth start to your project.

How Our Flexible Strata Funding Solutions Work.

Speak with Our Friendly Expert Team.

Submit a simple Funding Proposal form and our expert team will share their unique insights to tailor a solution that meets your strata’s specific needs.  

Submit a simple funding proposal  form.

We’ll provide a Funding Contract and the Motions you need to get your flexible funding facility approved at your General Meeting.

Draw Down as works are completed.

Owners  Corporations only pay for what they use, after they use it.

As works are completed, Owners Corporations draw down funds to pay  contractors. Owners Corporations can draw down as many times as you need.

Our Flexible Strata Funding Solutions

We are strata funding specialists. We focus on providing flexible and streamlined funding to strata communities.  

Lannock provides funding solely to the Owners Corporation. Our facilities are flexible and stay with the lot when sold.  

Nothing is lent to individuals.
  • No impact on your individual credit rating.
  • No personal guarantees are required.
  • No mortgages, banker’s liens, or caveats.

Facility Amount

We offer a range of ‘user pays’ strata funding solutions that are flexible and secure.
  • Up to 35% LVR for buildings with over 20 lots.
  • Typically, Lannock provides 100% of funds borrowed. However, our solutions often compliment a mix of equity to fund a project.
  • No minimum or maximum facility amount.

Multi Drawdown Facilities

You can draw down on your facility at any time during the Availability Period – typically 12 months from the date of the Facility Agreement.  

Lannock deposits funds directly to the Body Corporate’s account to pay contractors as works are completed.  

It’s your project, on your terms. Foreach drawdown, you have the flexibility to set your:
  • Term of Advance (1-15 years).
  • Interest Only Period (up to 5 years).

Owners Corporations only pay for what is drawn down, after it is drawn down.

Low-Administration and Tax-Compliant

Strata is full of complexities and unknowns… our products aren’t.
  • Simple and straightforward administration
  • Repayments are automated monthly direct debits.
  • Levies for the repayment of the facility are tied to the lot, not to the individual owner – responsibility stays with the lot when sold!

We are not financial advisers or bankers. We specialise in strata finance to fund strata communities. Significant components of our solutions can provide a tax benefit for Owners Corporations and owners. You should seek tax advice to ensure you are saving the most you possibly can.

Why Choose Flexible Strata Funding from Lannock?

We are the leading strata finance specialist in Australia, helping owners protect and improve their properties with efficient finance.

We’re the leading strata funding specialists. We don’t just lend to Owners Corporations, we are Australia’s experts at it. Benefit from our +20 years of proven experience.  

An expert team with boots on the ground. You’ll have a dedicated relationship manager with personalised insights and guidance at every step of the process. 

‘User Pays’ funding that stays with the lot. Levies to service a funding facility are tied to the lot, not the individual owners. Don’t be tied down with unnecessary risk. Our flexible use funding can accelerate your projects so you get to enjoy the benefits while owning the property. 

Transparent and Competitive Terms. You have the control and flexibility to set the length of your facility and interest-only periods at each drawdown of your multi-drawdown facility. 

Free from complexity and administrative burden. Straightforward, secure and tax-compliant strata funding, with low ongoing administration.

Speak with an adviser about the tax benefits of a strata funding.

Convenience and affordability. Our flexible funding facilities are there when you need them and offer significantly higher benefits (tax-offsets, cashflow, lifestyle) than sinking funds or special levies.  

No Job is too Big or too Small

Most flexible strata funding available. No job is too big or too small. No minimum facility amount.

Simple & Fast Process

Contact us today for a Funding Proposal so you can get started quickly.

Dedicated Team

Specialist and dedicated team ready to help owners and strata managers around Australia.

We Lend

We can lend for renovations, defects, green projects, strata insurance, litigation and more.